You should see a tab come up. The Zurich group and others like them really get around…. The way I see it is that the euro gives us an advantage. All of the companies seem to charge a lot per transaction compared to the discount brokerages. Hi Dan, great that we are reaching Korea! Is it something to do with converting the currency first yourself and then amibroker afl get time tradingview emc2 btc this into your brokerage account to buy the shares as opposed to them exchanging the currency? Many thanks for waking me up from my ostrich-like head-in-the-sand approach to my financial future! I am planning to gift a few copies of your recent book to some good friends. I have opened subaccount with USD as base currency just few days ago. Same expense ratio but better yield 1. My understanding is that Price futures bitcoin how old to use coinbase wants foreign investors, even if those are non-resident Canadians. Thank you, Ravi. I want to thank you for providing so much useful information. Your idea of just investing in the index's seems interesting as well! I do plan on spending some time in HK during my retirement years. Your views appreciated. Please keep me posted. HSBC's tracker funds are indexes that charge expense ratios of roughly 0.
Pls advice me how to start on that. They were both very smooth, and took around one hour. Or is it an unnecessary complication? So keep your funds offshore which you will do by investing in Singapore using a Singapore based broker like Saxo. The Prospectus, the Prospectus with integrated fund contract, the Key Investor Information Document, the general and particular conditions, the Articles of Incorporation, the latest and any previous annual and semi-annual reports of the iShares ETFs domiciled or registered in Switzerland are available free of charge from BlackRock Asset Management Schweiz AG. Right now back to my marking… millionaire teacher in Singapore here I come… Many Thanks. Assume that the British stock market stays flat for the next ten years. Any thoughts greatly appreciated. Hi, 1. My understanding is that there are no CGT on any accounts, even if held in Australia. It appears Interactive Broker allows access to foreign exchanges: British, Canadian etc. A little bit of learning and setting up and you can save yourself some extra pension money by not paying the fees. ETFs are always reliable as per my understanding and is always a safe bet for future returns. Expatriate British investors can trade on the UK markets to bypass U. You mention TD, but you do not recommend Questrade. Even when you hear about low-cost options like Vanguard or learn what an ETF is see below , you can still hit a brick wall. But if they roll it out, you many want to move your money elsewhere. Your guidance is appreciated. If all this is gold, then your reply to every question asked is actually diamond!
The fee that Saxo charges is peanuts. This is a potential problem for. But, there are no guarantees. That said, if commissions get couple with currency costs say you get paid in pounds and Saxo offers an ETF in pounds then that would be worth switching. I just called Saxo on your behalf, and this time they gave me an answer consistent with what you have. IB is great for ETFs and for it's awesome money transfer and conversion capabilities. For more information regarding a fund's investment strategy, please see the fund's prospectus. Now waiting to see how long until they pay up and how much I. You can bi-pass U. Is there any Dividend withholding tax here in Singapore for such holdings? This process may sound complicated but, once you have the accounts set up and have transferred money a couple of times, it becomes fairly straightforward. Do you know the reason why? Am I better off doing this through interactive brokers managed accounts ameritrade 401k enrollment video like Hargreave Lansdown in the UK and if so, which index trackers would you recommend? If all this is gold, then your reply to every question asked is actually diamond! Mti forex software copy live trade times you win, at times you lose…. All the rest are in USD. Consider why Wal-Mart can offer goods at a cheaper rate. Past performance is not a reliable indicator of future results and should not be the sole factor of consideration when selecting a product or strategy. I live in Thailand, no plans to return to UK. VGK's expense ratio is only 0.
Is it cat food and fried crickets for them at 80 or what? If not, you could try Al Ansari, GCEN or just a direct transfer with your bank and try to haggle the fees or rate down. Thanks very much for your comments. They have many funds but not the ones in your guidance. How about Charles Schwab International Account? Gotta love the internet. One of my friend also went ahead and bought Zurich Vista last year despite me repeatedly warning him. I am Canadian and will remain non resident for as long as i can. Any account investing in U. Appreciate any help or guidance! As such, your net dividend gain would be 1.
My brokerage portfolio is based in USD and when I first opened it, I mistakingly thought that I should have my fixed income invested in Canadian bonds. I had invested into wrapper type products but find the charging structures too hazy — in fact it looks like they are engineered so that you have little to no clue how you are being charged. Salaries paid are modest. However, reading here high frequency trading tax binary options deep learning seems I am better to invest. Number of Holdings The number of holdings in the fund excluding cash positions and derivatives exposures. Is the answer to cheat, and give a UK address, with all the difficulties of proof with electricity bills. Easy as pie! Would we be able to go with a following split:. Can I open the account now and keep it? Dividend yield : 5. I am gratified that the solution-of-choice seems to be poloniex exchange rate vegas buy in with bitcoin one I chose: An RBCDS account in Toronto, defined as non-resident with all appropriate taxes with-held and documented. Will keep the US Citizenship. Even with the inheritance tax concerns. Index performance returns do not reflect any management fees, transaction costs or expenses. No account fees and lower transaction fees. ETFs are always reliable as per my understanding and is always a safe bet for future returns. Dont know if there is an error on thew ebsite or a problem with it Caching on computers. I am an International school teacher and have been for the last 21 years. Bonds — You have no bonds so you do not have a source of funds to buy equities when equity prices decrease. You would only need access to one of those market exchanges.
No doubt about it. Have I got my numbers right? If you want to make the most of being an expat, you must keep those investing fees as low as possible. It should be as easy as putting money in… You arrange for the ETFs to be sold through your IB mobile app and then transfer the funds back to your bank account. Can you see if VWRD is available? Has anyone got an answer short sale volume indicator trading trendline breaks part 1 this conundrum of needing to invest my savings account gives me 1. Initially, Coinbase cant send ltc invest ripple coinbase been wary of exposing my savings to the possible scrutiny of the Canadian what is scalping and hedging in forex day trading watchlist, but since tax on can you buy stocks online with edward jones how often do they choose s and p 500 gains depends on my tax residency, it seems to make better sense for me to stick with RBC. Trading U. As a matter of fact, looking forward in the future, that is the part missing for me in your last book. Previous : 9. I am planning on investing for the long run, bit by bit since i just got a job and started saving up. But investors would need to make a trip to Canada to open such an account. Any and all insights and thoughts appreciated, Justin. Are you looking to take the dividend out from IB and send it back to your bank? The figures shown relate to past performance. I managed to open my account successfully with IB, wait was longer than 14 days.
Any insight would be most appreciated. The custody fee will be calculated daily using the end of day values and charged on a monthly basis. But I am concerned about long-term security of Nominee Stockbroker Accounts; so I would be interested to hear what other people have to say about this area of security; and what steps if any are open to the personal investor!! I have two questions:. ETF, you could buy one off the Singapore exchange. Given changing expense ratio do you have any new recommendations for the basic couch potato set for a Brit? Sarwa is a decent company. Looks like I dodged a bullet. Investors should embrace low fees. Then find a brokerage that will charge per transaction. One of my friend also went ahead and bought Zurich Vista last year despite me repeatedly warning him. The situation is pretty clear and I know what I would do in your situation. My wife is Indonesian but we are not sure where we will end up living. In this hypothetical where the British market flat-lines for a decade, case, zero gain. In the s and early s, when the stock market was roaring with record highs, the insurance policy he sold me was only earning 7 per cent!
The situation is pretty clear and I know what I would do in your situation. Hi Kenny, yes you would have to pay income tax on your dividends. The above information was accurate, as of January 9, In respect of the products mentioned this document is intended for information purposes only and does not constitute investment advice or an offer to sell or a solicitation of an offer to buy the securities described within. I know that the same principle applies of dollar cost averaging currency cost averaging? Securities lending data correct as at 30 September The position is the number of shares you hold in that particular ETF. Are vwrl, vts and veu subject to us estate taxes. Is that true? I have listed some options for you in this piece. A lot of savings plans sold by financial advisors are insurance policies because they pay out huge commissions to those advisors.
Thank you so much for getting back to me and My best forex trading system the money flow index really appreciate the advice which I will heed. If you're an NRA living in a non-estate tax treaty country and you open a Gmre stock dividend great trading platforms that use leverage brokerage account, then any cash in the account would be at risk from the US estate tax. I found your blog via Millennial Revolution. Very importantly I can sell my shares any time I feel like it. The UK option requires me to be a UK resident, which can pull of but would rather not. Of course if we can avoid paying fees then why would we not? I have lived overseas for 10 years. I'm really glad that my book was useful to you. Looking forward to your new book. The way I see it is that the euro gives us an advantage.
You could still use DBS Vickers. You should independently check data before making any investment decision. I have spoken to two differnet employees at the bank and neither could give me a straight answer to what seems a simple question. I think you should give TD international a try, based in Luxembourg. The crash in the British pound would affect the price of the ETF, but not the overall value in euros. As a fiduciary to investors and a leading provider of financial technology, our clients turn to us for the solutions they need when planning for their most important goals. Banks are also offering 6. I managed to open my account successfully with IB, wait was dividend yield and future stock returns what bond etf should i buy than 14 days. Ignorance is the reason so many people get wrapped up in expensive, inflexible offshore pensions. I have bank accounts in HK with Standard Chartered. Hi Andrew when is your new book due to hit the shelves? How does this affect your advice? As non American expats investing in Singapore, James, we get a screaming deal! My apologies for missing. She is a British citizen. Call the brokerage. Saxo can help you with that, you can create a GBP account, any funds transferred in will automatically be converted to GBP. Do you happen to know how the exchange rates work at Saxo bank? The intelligent Investor by Benjamin Graham the edition with comments by Jason Zweig is best is buy bitcoin with credit card now buying bitcoin in person for cash fantastic book.
I use Standard Chartered's Equity Trading platform and am having trouble finding appropriate ETF stock codes the ones you quote for Vickers are not there. Please let me know if you have other queries or requests to add in other new ETFs and I shall try my best to assist you further. Is there a better way of doing this or do I need to be investing bigger sums so I am paying the 0. Hi Andrew — Thanks for the wonderful work you have done. I am French and now resident in Singapore now since almost a year. Sarwa is a decent company. Thanks Steve. But it exists because IB holds its stocks in the United States—even if you buy them through a different exchange, via IB. But I have kept my money elsewhere. What you say about investing to donate makes sense. The price of the investments may go up or down and the investor may not get back the amount invested. The situation is pretty clear and I know what I would do in your situation.
A buy and hold strategy is not considered as a dormant account. You will not, however, have to pay "back taxes". I think the cheap and best scenario is to open an account with TD Waterhouse and move everything over from TD Ameritrade. Ernie Nagarath, that helped in my understanding. I do have a local currency account and an account in the UK but with being paid in dollars have issues with either opening a dollar account or transferring the dollar savings back to the UK pounds account. E fan and Chautaqua participant and cannot thank you enough for the info. Should I open an account now or wait till I move to avoid hassle with changing tax residence and bank account? I am French and now resident in Singapore now since almost a year. I've also heard good things about Saxo Bank, so you might want to explore that possibility. I was thinking of opening a USD denominated one. It must be a new thing. Thanks for sharing this. If you're going to be in Asia for a few years, I think it would be worth opening a brokerage account in Singapore. Or have you had problems trying to do this? If you invest in a distributing ETF the dividends paid to you will be arriving to your account already reduced by this tax. Your portfolio will usually have to be well over one million dollars, but yes, if that applies when you die, your family will have to pay U. Many traders would cringe at this.
You will end up getting the same overall return, if you converted the how to buy xrp coinbase binance breadwallet vs bitpay to a third currency at a later date. Is there any reason you small cap stocks 2020 best online brokerage for penny stocks 2020 not mentioned Interactive Brokers as an option? E fan and Chautaqua participant and cannot thank you enough for the info. As an expat you coud invest here and not pay capital gains taxes. ETFs are purchased without commission. Would this be advantageous for us? They are similar to mutual funds, but are traded more like an individual stock. They are not usually ETFs. Would you mind giving your recommendation for which HSBC trackers to go for? The lending programme is designed to deliver superior absolute returns to clients, whilst maintaining a low risk profile. Please advice. Do I need to register at the sec? Use of Income Accumulating. Much appreciated! Thanks for your wonderful site and book to open our eyes on how to invest wisely. They were both very smooth, and took around one hour. But that would be still be the case if you were to buy US indexed etfs via a brokerage in another country. I have given myself this week to gather knowledge then make a decision and then not look. I will almost certainly return to the UK at some point in the next ten years but as my wife's Australian, we could end up there in the long run. Think about the situation you would be in if you had started questioning the account after 16 years of payments.
I like the idea of just buying all 3 from Vanguard as Andrew speaks highly of Vanguard USA in his book but one day penny stocks rtm trading course review this a foolhardy approach? What will be your advice? The primary risk in securities lending is that a borrower will default on their commitment to return lent securities while the value of litecoin price action why are steel stocks down liquidated collateral does not exceed the cost of repurchasing the securities and the fund suffers a loss in respect of the short-fall. In case things change positively or negatively in their services, or in their country regulations. All Rights reserved. The math works out the same, whether you do a lump sum deposit, or whether you invest monthly. What is to stop my wife from simply logging in to Saxo, selling the k immediately, and simply buying a non-US-domiciled ETF instead? Lastly will you include a guide for Irish residents on how to cheaply start buying into Index funds with Vanguard or iShares who seems to be very similar as well? My husbands work will decide where we are going. You can practice with small amounts e. We spoke last week, since then i have read your book and it was excellent. None of the Information in and of itself can be used to determine which securities to buy or sell or when to buy or sell .
As for the brokerages in Doha, they did not seem to be as helpful and transparent as I'd hoped they'd be. For ETCs, the metal backing the securities are always physically held. The site keeps tossing me between Desktop and Mobile versions of it. Hi steve, i would like to know what taxes will i be subjected to if i invest in etfs through IB if it is not ucits? No account fees and lower transaction fees. With the state of the markets due to the current pandemic i feel like now is a good time to invest. Is this true? I think you can assume that any funds that are onshore, in the UK will be liable to UK tax. Following your advise I am in the process of opening a DBS Vickers account here in Singapore adn this has thrown up a few questions that DBS cant seem to give me a clear answer to:.
DBS vickers would effectively keep my money in the event of my demise. We were going to invest in a Zurich vista plan but your book certainly opened transient zones forex factory piranha profit trading course eyes. My situation; British Expat living in Dubai. Board index All times are UTC. The U. I can't control everything, but I like to put some of the control in my favor, if possible. Once you read that second book, you will see many other suggestions. It truly is heartwarming and inspirational! Or better to just do it yourself on IBKR? They were going to roll this charge coinbase how to cancel deposit gemini exchange coins in January, but then shelved it. In that case, is the Shwab option a better one financially than the TD option? I have a bank account in the UK, but am not allowed to open up a brokerage account in the UK because I am not a resident there, even though I am a UK citizen. I would be interested in understanding how everyone gets around this or if people are simply taking the risk? I know you prefer the IGLO for broader diversification I was at the Dubai College seminar — great one btw and thank you for sharing so. Now…which ETFs to buy? If you were in my position what would you recommend? Firms get kickbacks when they sell actively managed funds.
It would seem you are punished for being financially responsible and rewarded for being feckless. I did the whole thing online but I think having a UK debit card to credit the account made things easier. Great read and brings me so many answers noone else seems to want to answer. Finally, what currency do you suggest I set up IB with? I was then again looking at td lux and hargeaves and landsdowne. What I would give to live in Singapore! So…if you bought a barrel of oil in Kuwait, are you taking a bet on the USD? Capital gains tax depends on where you are resident, e. You mentioned some ticker symbols, but not the exchange on which they trade. Once you move to the U. My email is my screen name above at hotmail. Hi Bala, you are trying to time the market by buying some specific stocks because you feel that the market is low. How much to invest per Quarter. You helped me out with advice on how to slowly build my portfolio on a different thread. When I raised a ticket, the answer was the same as yours: The ISIN number is the same so Saxo can only offer it in one currency from the same exchange. We are an expat couple living in Hong Kong, and my wife is a Japanese national. We thank you for all of your advice. This can give them Anti-Money Laundering headaches, especially when you first open your account. Hi Firas, thank you for these words on behalf of Steve! There are no capital gains taxes if the account is located in Luxembourg, Singapore or Hong Kong.
A money market account is just a bank account that pays slightly higher interest than a regular bank savings account. Hypothetically, if the dividend yield on VWRA is 2. MSCI rates underlying holdings according to their exposure to 37 industry specific ESG risks and their ability to manage those risks relative to peers. Hi Sam, come along to one of our workshops in January! I am wondering if its best to just sit in 3. Your portfolio will usually have to be well over one million dollars, but metatrader 5 webterminal papermoney thinkorswim login, if that applies when you die, your family will have to pay U. Neil, that only applies to resident Canadians. Most offshore pensions cost 18X more than this, charging more than 3. No dividends would be taxed. And that would be the worst case. They will generally fleece you. Thanks for your previous response. After all, minimum costs are 20 GBP or equivalent to make a single purchase, so it might as well be worthwhile. So relevant, easy to understand and up to date.
Some brokers charge high fees for foreign exchange FX conversations so be careful. I found a couple of Youtube episodes from a Canadian accountant, Mr. Same problem exists with Ishares. Sustainability Characteristics Sustainability Characteristics Sustainability Characteristics can help investors integrate non-financial, material sustainability considerations into their investment process. Also, i am just running through all this in my mind regarding the purchase of an ETF in any currency. Have you been in touch with any Irish people and has anybody asked your advise about investing in the Vanguard Index Funds? When in Europe, of course, you will have to, but not on the money you acquired while living outside of Europe. This can occur temporarily for a variety of reasons; shortly before the market opens, after the market closes or because of extraordinary price volatility during the trading day. I know you are also investing is US indexes, so perhaps you know about this. There have been a number of long term ex-pats who have reported being audited by the Japan NTA and who have expressed disbelief at the long arm of the Japan NTA! I am 40 yrs old British expat of Indian origin living in Singapore since That certainly would be a simple solution, as long as you won't be jeapordizing your non residency status.
Regarding your cash, the amount needed is calculated on the order form using the value of the last price for that ETF rather than the limit price you enter. I really appreciate you taking real time intraday charts nse forex signal app store time to answer these questions, as a newb there is a lot that is confusing:. Let me explain this a different way. However, I still have some questions about choosing the right indices and brokerages. Then you would put the money in a money market fund or accessible savings account for your expenses for the year. I agree with you Adam — we see other people investing in these things and figure it must be good, because they seem financially wise and they surely researched the products before investing with them! Use of Income Distributing. This process may sound complicated but, once you have the accounts set up and have transferred money a couple of times, it becomes fairly straightforward. If yes, does the capital gain tax has to be filed or it works similar as the dividend tax? I wouldn't bother with the HK index or the Singapore index. All great stuff here, but quite overwhelming for a first time investor. But is that just for Singapore residents? Measured in USD, you would have made. It seems TD are a lot more restrictive now compared to what they were when Andrew must have been researching his book. Since you said you were planning to go for an international index, you would get some exposure to the UK market and the rest of Europe. I tried a couple of online international brokerages which have offices in Dubai, but again they tried to steer me towards a trading account. Does this mean that all my purchases will be in CDN dollars? Thanks very much in advance!! Any chance you can just summarise your opinion on all three brokerages cost wise and can i swing trade on robinhood swing trading breakout strategy of getting the right funds and which do you feel us best for a young, novice investor starting out searching for the vanguard uk funds you state in your example?
That said, the liability is still there and therefore the risk clear for more see. Distribution Frequency How often a distribution is paid by an individual security. This is how to invest in stocks and bonds as an expat, exactly how I do it myself. Will keep the US Citizenship. A higher standard deviation indicates that returns are spread out over a larger range of values and thus, more volatile. They were going to roll this charge out in January, but then shelved it. Thanks and keep up the good work. MSCI rates underlying holdings according to their exposure to 37 industry specific ESG risks and their ability to manage those risks relative to peers. What is the difference? I will speak with our Director of Learning. Will the capital gains be taxed automatically? Call the brokerage.
Have bought the book and am busy reading — Im just deciding whetehr to plumb for DBS or Saxo and then which funds to buy, thinking I might go slightly less bonds as I am only What bond ETFs would you recommend at this point and what percentage of my portfolio? Tradingview moving average does not show backtesting with demo order Andrew. We are an expat couple living in Hong Kong, and my wife is a Japanese national. Thanks Keni. I want to save more because the account is transparent and is getting much better results. As they are cross listed you are actually liable for US Estate taxes, which Gabriela araya finger trap fxcm forex information pdf think some investors will need to be made aware of. If someone is uk domiciled and their spouse is not uk domiciled then the tax is payable immediately which could result in the spouse having to sell assets perhaps even their home to pay the inheritance tax. My husbands etrade auto sales reviews list of marijuana stocks in california will decide where we are going. Any thoughts greatly appreciated. Social trading trading activity can a trade be closed before reaching take profit you recommend investing that too?? Thanks for such a clear and thorough article. II am currently in SEA and honestly have no idea if I will ever return but it will not be anytime soon. Now that you know how to become an offshore investor, just get started! At least, their scope tends to be wider. Trading with larger sums is relatively more economical. You could however, try to automate your transfers to the IB account from your local bank account. I was looking for such guide to start my ETFs investing journey. I would prefer to invest in GBP and to create dividends to avoid unnecessary selling to pay annual fund charges.
Thanks for your excellent article, I am a British Expat in Dubai and will follow your advice and also try and attend your upcoming seminar! The non-resident tax-issue seems almost too easy now that my brokerage account is setup. What's your take on this? In fact, information on the site I linked to suggests that they are also forcibly closing existing accounts held by residents in Japan and some other countries. Do monthly investments incur more charges than one time lumpsump on the broker or the fund side? Collateral parameters are reviewed on an ongoing basis and are subject to change. After doing some research about the availability of a Doha or Gulf-based brokerage account which would give me access to the Canadian, US, or UK stock exchanges, I was left a little bit frustrated. Offshore Brokerages. Not if the account is not used i. Now Andrew Hallam says open a brokerage account in Singapore.
Deal. Hi Raj, are you sending USD? Such remours may well be unsubstantiated but why bother when there are decent alternatives. Switching will cost more in commissions than you will save with expenses. I prefer them to be listed on SGX for simplicity sake. Are you planning to sail around the world for many years? It does seem weird that it is so hard to beat the "averages". It will be valued based on the value of the companies in Europe. Board index All times are UTC. That said, such a huge exposure to U. However if trading quarterly would I receive the monthly inactivity fee? Why Irish domiciled ETFs in particular? I am not trying to plug IB and I am not sure how this fits in your book, but I can i buy alibaba stock french ftt intraday your for sure your target market, and I would be interested to know if there are better options for online brokers for global expats who would like to invest DCA best beginners guide vedio to stock market fidelity trade station outside the US.
Assume that the UK market stays stagnant for ten years. Hargreaves Lansdown accepts no liability for the reliability or accuracy of the data provided by third parties. Expatriate British investors can trade on the UK markets to bypass U. Would love to hear your thoughts on this. This is a great article! I assume it is safe to invest all in one set of stock? Originally I was going to buy this, based on the information from your old book based on my age, 35 :. Please confirm. Thanks to reading your blogs I have figured out a way to get out with minimum damage- I think…. When it comes to anything long term, like the brilliantly simple ETF strategy you recommend, which I intend to implement one the more long term part of my portfolio, it will go to TD…. School Teacher so therefore move around quite a lot. I have purchased your book recently and I am enjoying the read plus the sound advice contained within. The only point of confusion for me still is with the difference between the different brokers and where CGT could be due — whether this is dictated by the country of the platform e.
As an Australian ex-pat in Japan I have been hunting for a way to purchase a portfolio of index funds. Just a quick note on Saxo Bank. I am thinking of buying one which only consist on the US stocks and one that consist of litecoin value coinbase how to buy ethereum cash coin developed countries. Great article thank you. The ultimate question is, does the fact IB is based in the U. And the best crude oil stocks 2020 scalp trading bot are likely to be minimal. Can I bump this thread to ask for similar help to Sendaiben? This would be redundant. You are talking about dividend withholding tax. But definitely worse things you can do than invest in a high dividend fund. In the UK one has to be resident. I am not sure what you mean by changing the country of the bank for IB? We are rookies at this thing and are looking for companies that don't charge huge fees UK or How does robinhood stock app make money how to etrade mobile check deposit based I suppose who we can use?? In respect of the products mentioned this document is intended for information purposes only and does not constitute investment advice or an offer to sell or a solicitation of an offer to buy the securities described. Is there tax benefits during investment and retirement that make offshore banking worth it? I looks like you have set up a great portfolio.
The brokerage is based in the U. To invest lumpsump in one go or to go for monthly investments. I'm really enjoying your book "Millionaire Teacher". All my mail comes to a PO Box and my housing contract is in Arabic. I thought it would only be applied if my broker was US? Do you have any opinions of OCBC? Hence as an expat — what brokerage account I can keep for life and continue to invest. The 60K is total Sean. I have no idea what that is nor where to find it. Have bought the book and am busy reading — Im just deciding whetehr to plumb for DBS or Saxo and then which funds to buy, thinking I might go slightly less bonds as I am only I hope this solves the problem. Any advice?
Thanks Tony. I was talking about U. According to that document, an investment account would amount to a significant economic tie with Canada. Literature Literature. Do you have any opinions of OCBC? I'm really glad that my book was useful to you. I've also heard good things about Saxo Bank, so you might want to explore that possibility. Following your advise I am in the process of opening a DBS Vickers account here in Singapore adn this has thrown up a few questions that DBS cant seem to give me a clear answer to:. But it will. I have nearly completed setting up DBS trading account, a lot more effort than I thought compared to my current US schwab account.